Everything your business needs to reach customers and get paid
Payloqa is how businesses in Ghana reach their customers and move money. Start with what you need today and add the rest as you grow.
Your name on every message
Customers see your business name, not a random number.
Only the real customer gets in
A code to their phone, so nobody signs in as somebody else.
Money in, money out
Collect from customers, then pay your people from the same balance.
Sound familiar?
Same headaches, different businesses. If any of these sound like yours, you're not alone.
Your texts look like spam
They arrive from a random number, so people ignore them. On Payloqa they show your business name.
“Sent” doesn’t mean delivered
The old dashboard says it worked. Half the phones never got it. Here you see what actually landed.
Unused credit quietly expires
You top up for a busy month, then lose what’s left. Your balance stays until you use it.
Help disappears on weekends
Your rush is Friday and Saturday. Their support is Monday. Someone answers when you’re sending.
Payments live in another app
You message on one tool and chase MoMo on another. Collect and pay out in the same place.
Login codes need a second vendor
SMS for promos, OTP from someone else. One account covers messages, codes, and money.
One dashboard for the whole shop
Messages, login codes, and Mobile Money in the same place — so you stop hopping between tools to reach customers and get paid.
Send messages
Reach your whole customer list at once, or one person at a time.
- Upload contacts from a spreadsheet
- Your business name as the sender
- Schedule for later
- See who received it
Verify customers
A one-time code so only the real person can sign in or confirm an order.
- Sign in with a phone number
- Confirm an order or a delivery
- Stop fake sign-ups
- Drop it into your site or app
Collect & pay out
Take payment from customers, then pay your people from the same balance.
- Mobile money and card
- Pay staff, agents or riders
- Every movement on record
- Withdraw when you want
In one dashboard you also get:
- Customer lists and groups
- Campaigns and delivery reports
- Login codes for your app or site
- Mobile Money and card collections
- Payouts to staff, agents, riders
- One balance and full money history
From signup to first delivery
Three short steps. No app to install. Nothing to pay until you send.
- 01~2 min
Create your workspace
Phone number and business name. That's enough to start messaging and collecting.
024 400 0000Accra FabricsCreate workspace → - 02~5 min
Bring your list in
Upload the spreadsheet you already keep, or add numbers one by one.
customers.xlsx2,480 numbers readyImporting82% - 03Right away
Send and watch it land
Write once, hit send, and follow delivery as it reaches your customers.
ACCRA FABRICSNew wax prints just arrived. Open till 7pm today at Osu.Delivering to your list
No transaction fees on payments
That's our trade-off. You won't pay a cut on every collection or payout. Messages and login codes are charged per send, and a monthly plan sets your withdrawal fee.
Free
No monthly fee.
Withdrawal fee 1.6%
- Collect Mobile Money & card
- Pay staff or riders
- See every transaction
Starter
For shops that collect every week.
Withdrawal fee 1.3%
- Everything in Free
- Add your team
- Lower withdrawal fee
Growth
For businesses moving money every day.
Withdrawal fee 1.1%
- Everything in Starter
- Priority support
- Lower withdrawal fee
Scale
For high volume and API teams.
Withdrawal fee 0.95%
- Everything in Growth
- Your own account manager
- Lowest withdrawal fee
Reach your customers. Get paid. Today.
Send messages, verify numbers, and collect Mobile Money — all from one Payloqa balance. Try it free before you spend a cedi.